Compound Interest Calculator

Inputs

$
%
yrs
$

Results

Final balance$125,510.22
Total interest earned$67,510.22
Total contributions$48,000.00

Saved calculations

Stored locally on this device only — never sent anywhere.

Compound interest formula

A = P · (1 + r/n)^(n·t)  +  PMT · [ ((1 + r/n)^(n·t) − 1) / (r/n) ]
A
Final balance
P
Initial principal
r
Annual interest rate (decimal)
n
Compounding periods per year
t
Time in years
PMT
Contribution per compounding period
  • Contributions are applied at the end of each period.
  • Inflation-adjusted balance divides the final amount by (1 + inflation)^t to show the value in today's dollars.